If you happened to have lost your home to foreclosure in either 2009 or 2010, there is a new process available which allows you to request a foreclosure process review to ensure it was handled correctly. If errors, falsifications, or other wrongdoing is found within your foreclosure process, you might be eligible for monetary compensation or other solutions. Keep in mind that this reveiw of process is only applicable to the house that was your primary place of residence. The mortgage companies will mail out letters of notification, but the letters will more than likely go to the home that was foreclosed which you no longer reside in. So if you are interested in having your foreclosure process reviewed, call 1-888-952-9105 to request the form that will need to be filled out or go to the web site at www.independentforeclosurereview.com.
The mortgage loan servicers that must participate in this review process are:
1) America’s Servicing Co. 2) Aurora Loan Services 3) Bank of America 4) Beneficial 5) Chase 6) Citibank 7) CitiFinancial 8 ) CitiMortgage 9) Countrywide 10) EMC 11) EverBank/EverHome Mortgage Company 12) GMAC Mortgage 13) HFC 14) HSBC 15) IndyMac Mortgage Services 16) MetLife Bank 17) National City Mortgage18) PNC Mortgage 19) Sovereign Bank 20) SunTrust Mortgage 21) U.S. Bank 22) Wachovia Mortgage 23) Washington Mutual/WaMu 24) Wells Fargo Bank, N.A.
FREE Consumer's Guide to Fighting Foreclosure in Mississippi
82 to your tax return. They should check the box in Part 1 that says “Discharge of indebtedness in a title 11 case”. Title 11 is bankruptcy. Attach a copy of your bankruptcy discharge to the form 982.
