Statewide Mississippi Bankruptcy Help

by on August 25, 2009

Welcome.  My name is Frank Coxwell.  I’m an Attorney based in Jackson, Mississippi that assists clients with Bankruptcy, Personal Injury and  Civil Litigation matters…anywhere in the state of Mississippi.

Although many of my clients reside in Rankin, Madison and Hinds Counties, I regularly represent clients from across the state with their Mississippi Bankruptcy issues – for both Chapter 7 and Chapter 13 Bankruptcy.

I’ve been solving my clients financial problems for more than 30 years – and it’s been much more than just helping my clients file bankruptcy.

I also assist Mississippi residents with their foreclosure issues and work with other homeowners that are victims of predatory lending and predatory loan servicing.

On this website, you’ll find the answers to many of the Bankruptcy questions you have.  Just type in your question in the search box to the right and see if I have the answer you’re looking for.

Or, you can click on the Categories listed to the right and scroll through the many pages I’ve published on this site.

The Mississippi Bankruptcy information is clearly labeled and you’ll likely have no problem finding the answers to your questions.

If you can’t find the answer to your bankruptcy questions on this site, or you are considering filing bankruptcy, please give me a call at 601.948.1600.

And if I can’t help you because of my commitments to my existing clients, I promise to put you in touch with the most talented bankruptcy attorneys in the state of Mississippi – no matter where you live.

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Will I Lose My Car Or Truck If I File Bankruptcy?

by on October 21, 2009

No.

Bankruptcy laws are designed to give you a fresh start without having to start all over again with nothing.  As part of your new lease on life you get to keep a certain amount of property for you and your family. This property is called “exempt property.”

The Mississippi exemptions available for motor vehicles provide up to $10,000 worth of equity in one or more vehicles.  Since many  vehicles are worth less then the amount that is owed on them it is not usually necessary to use any of your exemptions for a vehicle.

An individual that is seventy years of age or older is entitled to an additional $50,000 exemption that can be applied to motor vehicles or any other property.  There are many other generous Mississippi exemptions available to protect and allow you to keep other types of property.

If you have questions about bankruptcy in Mississippi, or are considering filing bankruptcy, give me a call at 601.948.1600.

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Will I Lose My House If I File Bankruptcy?

October 21, 2009

No.
Bankruptcy laws are designed to give you a fresh start without having to start all over again with nothing. As part of your new lease on life you get to keep a certain amount of property for you and your family. This property is called “exempt property.”  The Mississippi exemptions available to homeowner residents [...]

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What is Chapter 7 In Mississippi?

September 22, 2009

There are many types of bankruptcy, but only two types that most Mississippi residents would be interested in.
Chapter 7 is what people refer to as total bankruptcy, liquidation or complete bankruptcy.  Where a Chapter 13 proposes a plan to repay your creditors over set period of months, Chapter 7 wipes out or discharges your debts [...]

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What is Chapter 13 In Mississippi?

September 22, 2009

There are many types of bankruptcy, but only two types that most Mississippi residents would be interested in.  Chapter 13 is what people refer to as bill consolidation, debt relief plan and bill repayment plan.
Where a Chapter 7 wipes out or discharges your debts without any payment, a Chapter 13 proposes a plan to repay [...]

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Is My Personal Information Protected in Court Papers During A Bankruptcy?

September 22, 2009

There is enough personal and private information revealed in court pleadings for an ID thief to take an individual’s identity and use it to commit fraud. These frauds can take many forms, from simple larceny to complex identity crimes.
An adult may not find out about the identity theft until they review their credit bureau reports [...]

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How Long Does Bankruptcy Stay on My Credit Report?

September 22, 2009

This is a question that comes up at every conference I have with individuals considering debt relief.  It is a natural question since very few of us could obtain a house or car without access to credit.
Credit Bureaus are allowed to report a bankruptcy filing for ten years.  That fact that  a bankruptcy is recorded [...]

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How Do I Know If I Should File Bankruptcy?

September 22, 2009

First, a little history about bankruptcy.  Bankruptcy originates from the Bible.  The Lord told the Israelites in the Old Testament to forgive their debts every seven years and our founding fathers incorporated this into what we know as bankruptcy.
These laws are designed to help honest people get a fresh start in life without losing everything [...]

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Do I Have To List All My Debts When I File Bankruptcy?

September 22, 2009

Mississippi and Federal Bankruptcy law requires that you list each and every creditor, person and company that you owe money.  This does not mean that you will lose your house, car, truck or furniture.  The Mississippi courts require that you list everyone so they can get an accurate picture of your financial situation.
Most secured creditors [...]

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Can I Get Credit After Bankruptcy?

September 22, 2009

Did you think that you would never get credit again after you filed bankruptcy in Mississippi?
Or that you would have to wait for ten years to get a house or a car?  Absolutely not.
Credit card companies will pack your mailbox with offers of credit.  They want you back in the system using credit cards and [...]

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